Good luck to you as well. You still have relegations to play, so maybe you'll stick around. I've only been in this division for three seasons, and this is the first time I make playoffs, so I can relate to being the punching bag of the league. I still kind of am. Our conference was strong as hell two seasons ago.
I came up with a few pieces to keep me afloat while getting the funds to compete this year. My suggestion would be to get your arena size/prices in a good spot and come to the next division with a team that you can run with for at least a season. Make upgrades for relegation and try to stick around. Win or lose, you cut some guys to keep that money comin' in. Eventually you'll have the funds to all in for a playoff run.