I think there should be a loan financing option/system in place. I know this could turn out very bad with many folks going into insurmountable debt, there I think there should certain measures in place to prevent that (such as appropriate flow of income, etc.). For example, If I am $200,000 short of purchasing a player or a coach, I should be able to loan that amount and pay it off afterwards. This would be very beneficial and could lead to a better season and more money to pay off the loan, plus extra. I haven't look to see if there was a discussion on this already, but I'd like to hear your thoughts.